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城镇职工基本医疗保险制度:成效与困境突破
引用本文:何平平,马爱艳.城镇职工基本医疗保险制度:成效与困境突破[J].塔里木农垦大学学报,2012,24(2):41-46.
作者姓名:何平平  马爱艳
作者单位:1. 湖南大学金融与统计学院,湖南长沙,410079
2. 塔里木大学经济与管理学院,新疆阿拉尔,843300
基金项目:国家自然科学基金,教育部人文社会科学规划项目,教育部人文社会科学规划项目,湖南大学“中央高校基本科研业务费专项资金”项目
摘    要:城镇职工基本医疗保险制度运行有10多年,取得了怎样的成效,还面临怎样的困境以及如何改进,这些问题很是值得研究。本文分析了城镇职工基本医疗保险制度在统筹层次、账户设置以及支付方式设计上的缺陷,并提出了优化取向:即城镇职工基本医疗保险应该提高到地市级统筹、取消个人账户、采取混合支付方式并完善筹资机制。

关 键 词:城镇职工基本医疗保险  成效  问题  对策

The Results, Dilemma and Measures in Basic Medical Insurance System for Urban Employees
He Pingping , Ma Aiyan.The Results, Dilemma and Measures in Basic Medical Insurance System for Urban Employees[J].Journal of Tarim University of Agricultural Reclamation,2012,24(2):41-46.
Authors:He Pingping  Ma Aiyan
Institution:1 College of Finance and Statistics,Hunan University,Changsha,Hunan 410079)(2 College of Economics and Management,Tarim University,Alar,Xinjiang 843300)
Abstract:After 10 years of implementation of the basic medical insurance system for urban workers,it was worth of studying the achievements,difficulties to be faced and improvement measures.In this paper the shortcomings about the basic medical insurance system for urban employees in the overall financing level,account setup and payment design were analyzed,and the optimization orientation then proposed,which were that the basic medical insurance system for urban employees should be enhanced the overall financing level from the county level to prefecture level,personal account should be canceled,compound payment should be adopted and the financing mechanism should be improved.
Keywords:basic medical insurance system for urban employees  results  problems  solutions
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