| 金融消费者保护问题的框架性思考 |
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| 引用本文： | 顾明.金融消费者保护问题的框架性思考[J].信阳农业高等专科学校学报,2013,23(2):23-25. |
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| 作者姓名： | 顾明 |
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| 作者单位： | 山东大学法学院,山东济南,250100 |
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| 摘 要： | 金融消费者是为生活消费需要而购买、使用金融商品或接受金融服务的人,具有追求盈利最大化、抗风险能力差以及弱势地位突出等特点。现阶段我国有关金融消费者权益保护方面的工作同发达国家相比还很不完善,存在缺乏专项立法、相关法律滞后、缺乏专业纠纷解决机制以及对金融消费者合法权益保护不到位等问题,急需国家相关部门出台相关政策文件改善和解决。
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| 关 键 词： | 金融消费者 合法权益保护 问题 解决方案 |
General minds on financial consumer protection issues |
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| GU Ming.General minds on financial consumer protection issues[J].Journal of Xinyang Agricultural College,2013,23(2):23-25. |
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| Authors: | GU Ming |
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| Institution: | GU Ming ( Law School, Shandong University, Jinan 250100, China) |
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| Abstract: | Financial consumers are those people who buy and use financial commodities or accept the financial services, their features represent seeking the maximum benefits, poor ability of anti - risk, prominent disadvantages and so on. Nowadays, compared with other developed countries, our country is facing so many problems, including imperfect laws and regulations of financial consumer protection, lack of public financial literacy, imperfect discipline system in financial institutions and industry, etc. The government should solve these problems with relevant policies. |
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| Keywords: | financial consumer protection of legal rights extant problems suggestions and solutions |
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