| 数字金融对经济包容性增长的影响——基于安徽省16市的实证分析 |
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| 引用本文： | 孙鲁云,施明华,张金波.数字金融对经济包容性增长的影响——基于安徽省16市的实证分析[J].安徽农业大学学报,2021,30(6):56-65. |
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| 作者姓名： | 孙鲁云 施明华 张金波 |
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| 作者单位： | 皖西学院 金融与数学学院, 安徽 六安 237012 |
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| 基金项目： | 安徽省自然科学基金资助项目"脱贫地区返贫风险评估与防贫保险政策设计——以安徽大别山区为例"（2108085QG306）;皖西学院大别山绿色发展研究中心招标课题重点项目"合肥六安产业一体化水平测度、模式选择与推进策略"（WXZB202101） |
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| 摘 要： | 基于中国数字普惠金融指数描述安徽省数字金融发展现状及时空特征,并实证考察安徽数字金融发展的包容性增长效应。结果表明：长三角地区中,安徽省数字金融发展相对滞后,但发展势头良好;2011—2019年,安徽省包容性TFP年均增长1.93%,技术进步是安徽省经济包容性增长的主要来源;数字金融显著促进了安徽经济的包容性增长,这一促进效应不仅受到数字金融自身发展水平的影响,还存在人力资本的调节影响。为进一步加快安徽包容性增长,实现共同富裕,建议加快推动数字安徽建设、加强目标人群数字金融素质、注重防范数字金融创新风险。
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| 关 键 词： | 数字普惠金融 包容性增长 共同富裕 面板门槛回归 |
| 收稿时间： | 2021/10/23 0:00:00 |
The Impact of Digital Finance on Inclusive Economic Growth: Based on an Empirical Analysis of 16 Cities in Anhui Province |
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| SUN Luyun,SHI Minghu,ZHANG Jinbo.The Impact of Digital Finance on Inclusive Economic Growth: Based on an Empirical Analysis of 16 Cities in Anhui Province[J].Journal of Anhui Agricultural University,2021,30(6):56-65. |
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| Authors: | SUN Luyun SHI Minghu ZHANG Jinbo |
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| Institution: | School of Finance and Mathematics, West Anhui University, Lu''an 237012, China |
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| Abstract: | Based on the Digital Financial Inclusion Index of China, this paper describes the current situation and temporal and spatial characteristics of digital finance development in Anhui Province and then empirically investigates the inclusive growth effect of digital finance development in Anhui Province. The results show that:Anhui Province lags behind other regions of the Yangtze River Delta in the development of digital finance, but the development momentum is good. From 2011 to 2019, the inclusive TFP in Anhui Province increased by 1.93% annually, and technological progress is the main cause of inclusive economic growth in Anhui Province. Digital finance has significantly promoted the inclusive economic growth of Anhui Province. This promotion effect is not only affected by the development level of digital finance, but also affected by the regulation of human capital. Therefore, this paper puts forward some policy suggestions, such as accelerating the construction of digital Anhui, strengthening the digital financial literacy of the target population, and maintaining a good balance between digital inclusive financial innovation and risk prevention. |
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| Keywords: | digital inclusive finance inclusive growth common prosperity panel threshold regression |
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