| 数字普惠金融对农民农村共同富裕的影响及机制研究 |
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| 引用本文： | 罗振军.数字普惠金融对农民农村共同富裕的影响及机制研究[J].安徽农业大学学报,2023,32(6):62-71. |
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| 作者姓名： | 罗振军 |
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| 作者单位： | 中共绍兴市委党校 经济学教研室, 浙江 绍兴 312000 |
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| 基金项目： | 浙江省社会科学界联合会研究课题"数字普惠金融推动农民农村共同富裕的机制与优化路径"（2024N145） |
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| 摘 要： | 以农民农村共同富裕为研究对象,就数字普惠金融对农民农村共同富裕的影响及作用机制进行实证分析,结果表明,数字普惠金融发展对农民农村共同富裕有着显著的正向推动作用,且不同区域的影响有所差异;区域经济发展、家庭收入水平、收入分配结构是数字普惠金融推动农民农村共同富裕实现的中介变量,对促进农民农村共同富裕起着重要的调节作用。由此,应进一步加强数字基础设施建设、加强数字技术与金融发展融合力度、充分发挥数字普惠金融对农民农村共同富裕的作用功效,为推进农民农村共同富裕提供政策方向。
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| 关 键 词： | 数字普惠金融 农民农村共同富裕 影响因素 |
| 收稿时间： | 2023/9/20 0:00:00 |
The Influence of Digital Inclusive Finance on the Common Prosperity of Farmers and Rural Areas and Its Mechanism |
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| LUO Zhenjun.The Influence of Digital Inclusive Finance on the Common Prosperity of Farmers and Rural Areas and Its Mechanism[J].Journal of Anhui Agricultural University,2023,32(6):62-71. |
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| Authors: | LUO Zhenjun |
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| Institution: | Department of Economics, Party School of Shaoxing Municipal Committee of CPC, Shaoxing 312000, China |
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| Abstract: | Taking the common prosperity of farmers and rural areas as the research object, this paper makes an empirical analysis on the impact of digital inclusive finance on the common prosperity of farmers and rural areas and its mechanism. The results show that the development of digital inclusive finance has a significant positive effect on promoting the common prosperity of farmers and rural areas, and the impact differs in different regions. Regional economic development, family income level and income distribution structure are the intermediary variables of digital inclusive finance in promoting the realization of common prosperity of farmers and rural areas, which play an important regulatory role in the process. Therefore, we should further strengthen the construction of digital infrastructure, promote the integration of digital technology and financial development, give full play to the role of digital inclusive finance in achieving the common prosperity of farmers and rural areas, and provide policy guidance for the process. |
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| Keywords: | digital inclusive finance common prosperity of farmers and rural areas influencing factors |
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