| 政策性农业保险巨灾风险准备金制度研究——以北京市政策性农业保险为例 |
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| 引用本文： | 王德宝,庹国柱.政策性农业保险巨灾风险准备金制度研究——以北京市政策性农业保险为例[J].北京农业职业学院学报,2011,25(1):41-46. |
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| 作者姓名： | 王德宝 庹国柱 |
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| 作者单位： | 首都经济贸易大学金融学院; |
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| 摘 要： | 农业保险的巨灾风险准备金作为一种特殊的准备金,是为了应付巨灾风险事故发生后,责任准备金不足以支付赔款的一种准备。以北京市政策性农业保险为例,运用农业经济学、计量经济学、数值计算方法等相关理论与方法,利用SPSS等相关统计软件,在已有研究的基础上,根据1983-2009年北京市农业生产及灾害损失等相关资料,采取定性研究和定量分析相结合的方法,重点对北京市农业巨灾风险准备金进行了规模测算和推论分析。从测算结果和实际需求出发,建议可以取消已经建立的巨灾风险准备金;如果继续保留该巨灾准备金,则需要从运行机制和政策环境两方面对现行制度进行优化和完善。
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| 关 键 词： | 政策性农业保险 农业巨灾风险准备金 规模测算 |
Study on the System of Policy-oriented Agricultural Insurance Catastrophic Risk Reserve Fund |
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| Wang Debao,Tuo Guozhu.Study on the System of Policy-oriented Agricultural Insurance Catastrophic Risk Reserve Fund[J].Journal of Beijing Agricultural Vocation College,2011,25(1):41-46. |
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| Authors: | Wang Debao Tuo Guozhu |
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| Institution: | Wang Debao,Tuo Guozhu (Capital University of Economics and Business,Beijing 100070,China) |
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| Abstract: | Agricultural insurance catastrophe risk reserve fund is a special reserve to cope with the catastrophic risk.It is used when the liability reserve is insufficient to cover the claims.Based on the policy-based agriculture insurance in Beijing as an example,using the theories and methods of agricultural economics,econometrics,numerical calculation and using SPSS and other related statistical software,based on the existing research,according to 1983-2009 Beijing agricultural production and related data loss di... |
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| Keywords: | Policy-oriented Agricultural Insurance Agricultural Catastrophe Risk Reserve Scale Measuring |
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