| 化解和防范国有商业银行不良资产的对策 |
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| 引用本文： | 曹洁,侯珺然.化解和防范国有商业银行不良资产的对策[J].河北农业大学学报(农林教育版),2005,7(3):76-81. |
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| 作者姓名： | 曹洁 侯珺然 |
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| 作者单位： | 河北经贸大学,外国语学院,河北,石家庄,050061;河北大学,经济学院,河北,保定,071002 |
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| 摘 要： | 国有独资商业银行是我国银行业的主体，在加入WTO的大背景下，其巨额不良资产的存在是国家金融安全的隐患.从我国四大国有商业银行不良资产的现状出发，分析了其形成的原因，最后提出了充分发挥资产管理公司的作用，推动国有商业银行和国有企业的改革，健全金融监管体系等6项化解和防范国有商业银行不良资产的具体措施。
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| 关 键 词： | 国有商业银行 不良资产 资产管理公司 国有企业 金融监管体系 |
| 文章编号： | 1008-6927（2005）03-0076-06 |
| 收稿时间： | 2004-12-15 |
| 修稿时间： | 2004年12月15 |
The countermeasure of dealing with the bad loans in state- owned commercial banks |
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| CAO jie,HOU Jun-ran.The countermeasure of dealing with the bad loans in state- owned commercial banks[J].Journal of Agricultural University of Hebei,2005,7(3):76-81. |
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| Authors: | CAO jie HOU Jun-ran |
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| Abstract: | The state-owned and exclusively invested commercial banks are the main body of our country's banking.Under the background of the accession to WTO,their huge bad loans are the hidden danger of our national financial security.In this article,starting from the current status of four state-owned commercial banks,we make a deep economic analysis on the causes why bad loans took shape.In the end,we put forward six countermeasures in order to dealing with the bad loans,such as giving full play to AMC's function,spurring the reform of the state-owned commercial banks and state-owned enterprises,strengtening financial regulatory system,and so on. |
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| Keywords: | state- owned commercial bank bad loan AMC state- owned enterprise financial regulatory system |
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