| 河南省小麦再保险费率厘定 |
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| 引用本文： | 孙婧.河南省小麦再保险费率厘定[J].北京农业,2012(30):174-175. |
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| 作者姓名： | 孙婧 |
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| 作者单位： | 中国农业大学经济管理学院, 北京 100083 |
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| 摘 要： | 为了保障整个保险业的正常运作,将巨灾风险向再保险市场转移是分散巨灾风险的方法之一。从目前实践来看,各省市未形成统一的巨灾风险再保险分散机制,北京市政府同意承担160%以上赔付率的无限超赔责任,河南省承担赔付率200%～300%赔付率之间责任的一部分,但更多省市政府未明确其赔付责任。对于高额的赔付必须进行有效的再保险费率厘定,才能使农业再保险在巨灾风险下有效运转。以河南省小麦为例,按照河南省2012年河南省农作物风险控制方案对再保险费率进行厘定并给出政策建议。
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| 关 键 词： | 再保险 费率厘定 巨灾 |
Henan Wheat Reinsurance Rate Set |
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| Sun Jing.Henan Wheat Reinsurance Rate Set[J].Beijing Agriculture,2012(30):174-175. |
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| Authors: | Sun Jing |
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| Abstract: | In order to ensure the normal operation of the insurance industry,the catastrophe risk to the reinsurance market transfer is dispersed catastrophe risk is one of the methods.From the current practice to see,not all the provinces and the formation of a unified catastrophe risk reinsurance dispersion mechanism,the Beijing municipal government agreed to take responsibility for more than 160% loss ratio of infinite super compensate responsibility,henan bear loss ratio 200% ~ 300% loss ratio between part of the responsibility,but more provinces and cities government did not make clear the compensation liability.For high compensation must be effective reinsurance rate set,can make the agricultural catastrophe risk reinsurance in effective operation.Wheat in henan province as an example,according to the henan province of henan province in 2012 crop risk control scheme of reinsurance rate to set and gives policy Suggestions. |
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| Keywords: | reinsurance determination of rate catastrophe |
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