| 浅谈我国农村民间借贷 |
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| 引用本文： | 方伶俐,李文芳,王雅鹏.浅谈我国农村民间借贷[J].安徽农业科学,2005,33(7):1313-1315. |
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| 作者姓名： | 方伶俐 李文芳 王雅鹏 |
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| 作者单位： | 华中农业大学经贸学院,湖北武汉,430070 |
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| 摘 要： | 近年来,民间借贷在我国农村经济中迅速发展兴盛起来。民间借贷的产生与发展有着深刻的社会经济根源,发展也有其自身特点。作为农村金融体系的有效补充,民间借贷在很大程度上满足了农村经济发展对资金的需求。然而,由于民间借贷是游离于官方监督之外的,因此在有效解决农村经济发展的资金缺口的同时,也有其负面效应。针对此,笔者提出了相关对策建议。
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| 关 键 词： | 民间借贷 改革 农村金融 对策 |
| 文章编号： | 0517-6611（2005）07-1313-03 |
| 收稿时间： | 05 9 2005 12:00AM |
| 修稿时间： | 2005-05-09 |
Discussion on the Rural Folk Debit and Credit |
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| Fang LingLi;Li WenFang;Wang YaPeng.Discussion on the Rural Folk Debit and Credit[J].Journal of Anhui Agricultural Sciences,2005,33(7):1313-1315. |
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| Authors: | Fang LingLi;Li WenFang;Wang YaPeng |
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| Abstract: | In recent years, folk debit and credit in rural economy has experienced a rapid development. Its existence and development with distinct features were closely connected with social economy. Being an effective complementary form in rural financial system, folk debit and credit to some extent met the need of rural economical development for capital. However, because it was beyond official supervision, folk debit and credit also exerts negative effect. Accordingly, in this article some countermeasures were puts forward. |
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| Keywords: | Folk debit and credit Reform Rural finance Countermeasures |
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