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农业保险促进小农户与现代农业衔接的路径研究
引用本文:占纪文.农业保险促进小农户与现代农业衔接的路径研究[J].现代农业科技,2023(6):202-207.
作者姓名:占纪文
作者单位:福建农林大学经济学院
基金项目:]:福建农林大学科技创新专项资助项目“农业保险如何促进小农户和现代农业衔接?”(CXZX2020007);福建省创新战略研究计划项目 “城乡融合发展下福建省农村宅基地退出政策评估及优化研究”(2020R0032)。
摘    要:小农户与现代农业衔接离不开农业保险的支持。衔接有多种方式,也面临多种风险。农业保险在支持衔接过程中仍然存在保障水平低等不足。衔接的基本思路是以衔接过程中的风险保障需求为导向,全面拓展、深化农业保险的损失补偿、信用增进、资金融通、社会管理等功能,提升农业保险保障能力,促进小农户与现代农业衔接。在此基础上提出构建分层级农业保险产品体系等具体实施路径。

关 键 词:农业保险  小农户  现代农业  衔接路径
收稿时间:2022/6/21 0:00:00
修稿时间:2022/6/21 0:00:00

Research on the Path of the Agricultural Insurance Promoting the Connection Between Small Farmers and Modern Agriculture
Abstract:The connection between small farmers and modern agriculture is inseparable from the support of agricultural insurance. There are many ways to connect, but also face multiple risks. In the process of supporting connection, agricultural insurance still has some shortcomings, such as low level of security and so on. The basic thinking oriented by the risk protection needs in the process of connection, comprehensively expand and deepen the loss compensation, credit enhancement, capital finance, and social management functions of agricultural insurance, improve the agricultural insurance guarantee capacity, and promote the connection between small farmers and modern agriculture. Furthermore, present specific implementation path such as building a hierarchical agricultural insurance product system.
Keywords:Agricultural insurance  Small farmers  Modern agriculture  Connection  Path
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